SBA Opens Disaster Loan Outreach Centers in Illinois


SBA representatives at the Centers can provide information about disaster loans, answer questions and help businesses and residents in completing the SBA application. These Centers are located in the following communities and are open as indicated:


SBA Disaster Loan Outreach Centers (DLOCs)

Iroquois County
Watseka Union Depot
121 South 2nd Street
Watseka, IL 60970
Opening: Sat., May 12, 10 a.m. to 2 p.m.
Closed: Sun., May 13
Hours: Mon – Thu, 9 a.m. – 6 p.m.
Closing: Fri., May 18, 9 a.m. to 4 p.m.

Kankakee County
Aroma Fire Station #1
307 S. Bridge Street
Aroma Park, IL 60910
Opening: Sat., May 12, 10 a.m. to 2 p.m.
Closed: Sun., May 13
Hours: Mon – Thu, 9 a.m. – 6 p.m.
Closing: Fri., May 18, 9 a.m. to 4 p.m.

Vermilion County
Vermilion County Administrative Building
201 N. Vermilion Street
Danville, IL 61832
Opening: Sat., May 12, 10 a.m. to 2 p.m.
Closed: Sun., May 13
Hours: Mon – Thu, 9 a.m. – 6 p.m.
Closing: Fri., May 18, 9 a.m. to 4 p.m.


The declaration covers Iroquois, Kankakee and Vermilion counties and the adjacent counties of Champaign, Douglas, Edgar, Ford, Grundy, Livingston and Will in Illinois; and Benton, Lake, Newton, Vermillion and Warren in Indiana.


“The SBA is strongly committed to providing the people of Illinois with the most effective and customer-focused response possible to assist businesses of all sizes, homeowners and renters with federal disaster loans,” said SBA Administrator Linda McMahon. “Getting businesses and communities up and running after a disaster is our highest priority at SBA.”

“Businesses and private nonprofit organizations may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets,” said SBA’s Illinois District Director Robert Steiner.


For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.


“Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property,” said Richard Morgan, acting director of SBA’s Field Operations Center East in Atlanta.


Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes. Eligible mitigation improvements may include a safe room or storm shelter to help protect property and occupants from future damage caused by a similar disaster.


Interest rates are as low as 3.58 percent for businesses, 2.5 percent for nonprofit organizations, and 1.813 percent for homeowners and renters with terms up to 30 years. Loan amount and terms are set by the SBA and are based on each applicant’s financial condition.


Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at Disasterloan.sba.gov.


Businesses and individuals may also obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing This email address is being protected from spambots. You need JavaScript enabled to view it.. Loan applications can also be downloaded at www.sba.gov/disaster. Completed applications should be returned to a center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.


The filing deadline to return applications for physical property damage is July 6, 2018. The deadline to return economic injury applications is Feb. 7, 2019.

For more information about the SBA’s Disaster Loan Program, visit our website at www.sba.gov/disaster